COMPENSATION & CLAIMS
Compensation for train accidents / untoward incidents
Indian Railways have insured every rail passenger against her / his death or injury in train accidents as defined under section 124 of the Railway Act, 1989. Similarly, every rail passenger and platform ticket holder is also insured against death or injury on account of ‘untoward incident ’ as defined under Section 124-A of the Act , such as death / injury on account of commission of a terrorist act , violent attack , robbery , rioting , shoot out ,arson by any person in or on any train carrying passengers or in the waiting hall , cloak room , reservation office or booking office or on any platform or in any places within precincts of a railway station or accidental falling of any passenger from a train carrying passengers .
The dependents of dead or injured passenger or his authorized agent have to approach Railway Claims Tribunal which decides the claims. Compensation for death or permanent disability is Rs 8 lakhs. In case of injury, maximum is Rs 7.2 lakhs depending upon the gravity of injury.
Immediately after a train accident or accident at manned level crossing , ex – gratia amounting to Rs 50.000/- to the dependents of dead passenger Rs 25,000/- to the grievously injured and Rs 5,000/- to the simply injured are also given to take care of their immediate needs . In case of untoward incident, the amount of ex-gratia will be Rs 15,000/- 5,000/-and 500/- respectively.